NCOA says; "As people grow older, more and more of them face health or economic challenges that can make it more difficult for them to live in their own homes...."  Call us to request your copy of NCOA's; "Use Your Home to Stay at Home".

 

"My mission, as a financial consultant, is to use my extensive background, training and experience to help others get to and through retirement. As we grow older, more and more of us face health or economic issues that can make it difficult to stay in our homes and meet our expenses in retirement. I am committed to helping others maximize all resources available to them in order to live as independently as possible in their retirement years."

Jack Benke, Certified Estate Advisor®

The purpose of building this site is to introduce you to the many  services we provide and become your trusted source for current financial information. I invite you to take a few minutes and visit the following sections:  About Us, Learning Center, Market Watch or Request a Quote. We trust you will find  something of value to take away from your visit and consider it time well spent.  If you enjoy our site, please tell others about us and come back and visit us often.  Click here to view our online monthly newsetters or contact us and join our email list. Let our trusted experts help get you to and through retirement. 

 

 A video message from Jack Benke, Managing Partner

 

Alert:  Should you consider refinancing, or purchasing a primary residence, second home or investment property?  

We have the knowledge and experience to help you make an informed decision.  Call today for a no-cost consultation.  Jack's NMLS #322773.  Jack offers a comprehensive lineup of Forward and Reverse mortgage programs as a Licensed Mortgage Loan Originator through Spectra Financial, Inc. NMLS Company #289891
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

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Newsletters

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

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